Australians need to look at long-term saving options that sit outside superannuation if they are to have enough money to maintain their current lifestyle in retirement, according to investment group IOOF Research
One major reason why many Australians don’t have adequate insurance is that it can be sometimes unaffordable. With more and more pressure on families and incomes to reach commitments, life insurance and income protection are usually the last thing we think about paying.
In recent times, the governement has somewhat softened it’s approach to superannuation and [...]
The December and January period is normally a slow time for small-to-medium sized businesses, with most customers on holidays, suppliers operating on skeleton staff and budgets on hold. Here are five tips for surviving the Christmas slowdown.
The two names generally mean the same thing, but when you are ’shopping around’ for insurance that will cover you if you are unable to work, you may be in for some surprises if you take the wrong one. I’ll outline as simple as possible the differences to save you the dramas at claim time.
There [...]
Income Protection, otherwise known as Sickness & Accident Insurance, or wages insurance, pays you a benefit (up to 75% of your gross income) for a period of time selected by you at time of application.
These policies are made up of three things:
1) Insured Amount: Up to 75% of your gross salary (if employed) is covered [...]