One guide that is useful in determining the amount of insurance you may need is the D.I.M.E theory.

The D.I.M.E theory exists to give you a starting point on how much to cover for. It takes into account the fundamentals of life and what is important when considering this type of insurance.

You can complete the figures below which will help you calculate:

D -  Debt = Credit Cards, Personal Loans (excluding mortgages)
I -   Income = Your gross personal income (for 10 years)
M – Mortgage = Your outstanding mortgage amounts
E -  Education = Cost of putting kids through school each year x Years remaining

TOTAL is your starting point for Life Insurance.

If you would like a simple quote, we can ’shop’ around and email you with a range of choices. Please complete the details below:
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